.png)
.png)
Catch us in the News
Exciting developments are underway at FernRock Risk Partners! From innovative product launches to strategic partnerships. Stay up to date on how we are revolutionizing the industry and making waves in the insurance world.
FernRock Risk Partners Strengthens
Pennsylvania Presence with Strategic
Penn Western Bonding Partnership
​September 30, 2025 – FernRock Risk Partners, a premier insurance brokerage and risk management firm, announces a strategic partnership with Penn Western Bonding, a distinguished surety provider serving Pennsylvania's construction and commercial industries. This milestone transaction, FernRock's fifth in 2025, underscores the firm's unwavering commitment to expanding its footprint across the Commonwealth through strategic, values-aligned partnerships.
​
Building Strength Through Strategic Alignment
The union of FernRock Risk Partners and Penn Western Bonding represents a convergence of industry expertise and shared commitment to exceptional client service. This partnership enhances both organizations' capabilities to deliver comprehensive bonding and risk management solutions tailored to the unique demands of Pennsylvania's business landscape.
​
"Penn Western was built on a foundation of responsiveness, trust, and deep client relationships," said Russ Gibson, Owner of Penn Western Bonding. "As we evaluated potential partners, FernRock emerged as the clear choice. Marty and his team not only understand the intricacies of our business but share our fundamental values. This partnership positions us to achieve new heights while maintaining the personalized service our clients expect."
​
"Russ and the Penn Western team have cultivated exceptional expertise and an enviable reputation within Pennsylvania's bonding sector," stated Marty Muchnok, President of FernRock Risk Partners. "We are honored to welcome them into the FernRock family. This partnership reflects our deep commitment to Pennsylvania and our mission to provide best-in-class resources, innovative strategies, and comprehensive support to our partners as they scale and serve their communities."
​
Enhanced Value for Clients
Clients throughout Pennsylvania will benefit from an expanded portfolio of services and resources. The partnership delivers:
-
Seamless integration ensuring continuity of trusted relationships and service excellence
-
Enhanced advisory capabilities leveraging combined expertise in bonding and risk management
-
Broader product offerings providing comprehensive solutions for complex business needs
-
Advanced risk management tools backed by FernRock's sophisticated platform and resources
-
Unwavering commitment to the personalized, responsive service both firms are known for
​
Strategic Vision for the Future
This partnership represents a pivotal milestone in FernRock's strategic expansion throughout Pennsylvania. By welcoming Penn Western's robust regional presence, industry expertise, and client-first approach, FernRock reinforces its position as the partner of choice for independent agencies seeking growth, resources, and alignment with a firm that values Pennsylvania's business community.
​
With five successful transactions completed in 2025, FernRock Risk Partners demonstrates accelerating momentum in building a diverse, high-caliber network of insurance and bonding professionals dedicated to serving clients with integrity and innovation.
​
About Penn Western Bonding
Penn Western Bonding has established itself as a trusted surety partner for Pennsylvania's construction and commercial sectors. Built on principles of integrity, exceptional responsiveness, and genuine client partnership, Penn Western has earned recognition as a premier bonding provider within the Commonwealth's business community.
​
About FernRock Risk Partners
FernRock Risk Partners is a leading insurance brokerage and risk management firm committed to empowering independent agencies through strategic partnerships, innovative resources, and unwavering support. With deep roots in Pennsylvania, FernRock combines local market expertise with national capabilities to deliver exceptional value to clients and partners throughout the Commonwealth and beyond.
​
Another Addition to the Team
​
Newest Addition
FernRock Risk Partners is proud to announce its newest member: Mikolajcik-Schultz & Associates
Western Pennsylvania – July 31st, 2025 – FernRock Risk Partners, a leading insurance brokerage and risk management firm, has acquired Mikolajcik-Schultz & Associates (MSA), a highly regarded independent firm known for its exceptional service and deep commitment to both personal and commercial insurance clients. This acquisition marks FernRock’s fourth successful transaction of the year, with more exciting expansions anticipated before year’s end.
​
Enhancing Client Solutions
FernRock’s partnership with MSA strengthens its ability to deliver high-impact, personalized insurance services to individuals and businesses throughout Western Pennsylvania and beyond. Together, the two firms will combine their expertise to expand offerings and raise the bar for client care in the industry.
“Selling your company is never an easy decision,” said Steve, owner of MSA. “But FernRock made it so simple. I am excited about the future and proud to join the FernRock team. I’m confident this partnership will only elevate the service MSA provides as we continue to serve our clients.”
Marty Muchnok, President of FernRock Risk Partners, commented: “We’re excited to welcome Steve and the entire MSA team into the FernRock family. Their trust and faith in us mean a great deal, and we look forward to strengthening our combined mission to serve our communities with excellence.”
​
Strategic Growth
The addition of MSA represents a meaningful step in FernRock’s strategic expansion, reinforcing its goal of building a diverse network of service-driven insurance providers. With MSA’s longstanding reputation and strong regional presence, FernRock continues to enhance its ability to meet the evolving risk management needs of today’s clients.
​
Broader Offerings
Together, FernRock and MSA will provide an expanded suite of insurance solutions backed by an unwavering commitment to customer satisfaction. The merger brings operational efficiencies, new geographic reach, and a shared dedication to innovation that sets a new standard for service in the region.
​
Client Benefits
Clients of MSA and FernRock will experience an even broader selection of insurance products, alongside enhanced support, deeper expertise, and expanded access to risk management resources. With this merger, personalized service remains at the forefront, ensuring that every client continues to feel seen, heard, and protected.
​
Seamless Transition
FernRock and MSA are committed to a smooth integration with no disruption to coverage or client service. Together, the companies will maintain the highest standards of professionalism, trust, and integrity across all interactions.
​
About MSA Insurance Brokerage
MSA has served Western Pennsylvania with integrity, dedication, and a personalized approach to insurance services. Known for its strong client relationships and outstanding community presence, MSA has earned a lasting reputation for excellence in both personal and business lines.
​
Interested in joining the FernRock family or exploring how we can support your insurance and risk management goals?
We’d love to hear from you—reach out today.
FernRock and The Turners Insurance Advisor Group Unite to Deliver Enhanced Solutions for Clients Across Florida
Clearwater, FL – May 30th, 2025 – FernRock Risk Partners, a leading insurance brokerage and risk management firm, is proud to announce its acquisition of The Turners Insurance Advisor Group, a well-respected and historic provider of insurance solutions based in Clearwater, Florida. This strategic acquisition expands FernRock’s service offerings and strengthens its position as a premier provider of comprehensive insurance and risk management services across the southeastern United States.
Enhancing Client Solutions
The partnership with Turners Insurance Advisor Group reflects FernRock’s ongoing commitment to delivering innovative, client-focused solutions across diverse sectors. By combining the deep local knowledge and relationships of the Turner team with FernRock’s broader national resources, the firm will expand its capabilities in delivering customized insurance products, strategic risk management, and personalized client service.
​
“The partnership with Turners Insurance Advisor represents an exciting step forward for FernRock,” said Marty Muchnok, President of FernRock Risk Partners. “Marty Turner and his team have built an incredible organization with a reputation of trust, service, and community-focused insurance expertise. Their values align closely with ours, and this merger allows us to deliver even more powerful solutions to both our current and future clients.”
​
A Vision for the Future
Marty Turner, founder and owner of The Turners Insurance Advisor Group, expressed strong enthusiasm for the future. “This is a fantastic opportunity for our team and our clients,” said Turner. “By joining FernRock, we’re able to provide our customers with access to a broader range of insurance markets, deeper resources, and cutting-edge risk management tools—while maintaining the personal service and community relationships we’ve always prioritized. I couldn’t be more excited about what this means for the future of our agency.”
Strategic Growth
This acquisition supports FernRock’s strategic growth initiative, expanding its geographic footprint and enhancing its ability to serve clients in the Florida market and beyond. Turners brings valuable expertise in personal and commercial lines, along with a strong foundation of long-term client relationships built on trust and service.
Broader Offerings & Client Benefits
The combined organization will offer a wider range of insurance products and enhanced capabilities in claims advocacy, coverage analysis, and proactive risk mitigation. Clients of both FernRock and Turners will benefit from expanded service offerings, increased carrier access, and the added value of a larger, experienced support team.
​
Seamless Transition
As the integration moves forward, both companies are committed to ensuring a seamless transition with no disruption to client service. The Turner team will remain in place to continue providing the same trusted guidance and support, now with expanded tools and backing from the FernRock platform.
​
About The Turners Insurance Advisor Group
Originally founded in 1923 in Clearwater FL, and acquired by Marty Turner in 2012, The Turners Insurance Advisor Group has been a trusted name in insurance, providing individuals and businesses across the region with tailored coverage and a strong focus on personal service. Known for its commitment to client relationships and community values, Turners has earned a reputation for reliability, integrity, and long-term partnership.
​
About FernRock Risk Partners
FernRock Risk Partners collaborates with independent insurance brokers to deliver core services, strategic leadership, and operational support that drive growth and long-term success. By providing access to expanded markets, advanced risk management resources, and back-office efficiencies, FernRock empowers its partner agencies to focus on client relationships and business development. This partnership model fosters innovation, stability, and shared growth across the FernRock network. Reach out if you have any interest in learning how we can partner with your company!
Newest Addition
FernRock is excited to announce its newest member;
Burkhead Insurance Services
​​
Beaver, PA – March 6, 2025 – FernRock Risk Partners, a leading insurance brokerage and risk management firm, has acquired Burkhead Insurance Services, a well-established provider of insurance solutions. This acquisition expands FernRock’s service offerings and strengthens its position as a premier provider of comprehensive insurance and risk management services.
​
Enhancing Client Solutions
The partnership with Burkhead Insurance Services aligns with FernRock’s commitment to providing innovative, personalized solutions for clients across various industries. Combining the expertise of both companies, FernRock will enhance its capabilities in offering tailored insurance products, risk management solutions, and comprehensive client services.
“The partnership with Burkhead Insurance Services represents an exciting new chapter for FernRock Risk Partners,” said Marty Muchnok, President of FernRock Risk Partners. “We’ve always prided ourselves on offering a client-first approach, and Burkhead’s longstanding reputation for customer-centric service makes them an ideal fit for us. Their deep knowledge of the insurance landscape and commitment to excellence will complement our existing operations, allowing us to provide even more robust solutions and expand our reach in the industry”.
“Burkhead Insurance Services is thrilled to announce our affiliation with FernRock Risk Partners,” Casey Burkhead states. “This partnership will reinforce our ability to provide our clients with unparalleled service and expand our tool chest of insurance solutions tailored to meet their unique needs”.
​
Strategic Growth
This acquisition is a key step in FernRock’s growth strategy, reinforcing its mission to deliver unparalleled service and value to clients. Burkhead Insurance Services’ expertise in risk management, claims handling, and business continuity planning enhances FernRock’s offerings and ability to respond to the evolving needs of the market.
​
Broader Offerings
By joining forces, FernRock Risk Partners will offer a broader array of insurance products, expand its geographic footprint, and leverage Burkhead’s established relationships to better serve clients. The synergies between the two organizations will result in operational efficiencies, enabling FernRock to continue investing in technology and innovation.
​
Client Benefits
Clients of both companies will benefit from a wider range of insurance options and expanded resources, including greater access to specialized risk management solutions. This collaboration enhances FernRock’s ability to provide personalized service, ensuring each client’s unique needs are met with the right coverage, expert advice, and ongoing support.
​
Seamless Transition
As FernRock Risk Partners integrates Burkhead Insurance Services, clients can expect a seamless transition with no disruption to their coverage or service. The company remains committed to maintaining the highest standards of excellence and integrity in every client interaction.
​
About Burkhead Insurance Services
Burkhead Insurance Services has been a trusted name in the insurance industry, offering specialized coverage solutions for businesses and individuals. With a commitment to client satisfaction and tailored risk management, Burkhead has built a strong reputation for excellence and reliability.
FernRock Risk Partners Founded by Local Businessman and Industry Veteran; Announces First Acquisition
BEAVER, PA, March 5, 2024—Beaver-area businessman Bryan Wright, CEO of the Wright family of businesses, announces the formation of a new insurance business, FernRock Risk Partners, which also closed on its first acquisition today of the Jack L. Bonus Insurance Agency located in Zelienople.
FernRock was co-founded by Wright and long-time insurance industry veteran Marty Muchnok, who most recently was President of First National Insurance Agency.
According to Wright, “FernRock operates as a holding company, and will continue to acquire and add new independent insurance agencies under our umbrella. Making the Bonus agency our first acquisition made perfect sense because we have been a customer of theirs for over 30 years and know it’s a great fit with the way they do business.”
Agencies being acquired will keep their people, branding and continue to do business in their local areas but will be known as a FernRock company. Agency principles can also retain a percentage of ownership.
​
Muchnok said, “We are focusing on partnering with independent agencies that have 20 or fewer employees in Pennsylvania, Ohio and Maryland. We also expect to expand into the entire eastern half of the United States. Our goal is to add a network of growth-oriented partner insurance agencies with great culture and expertise that will provide real value for customers.”
Muchnok added, “The first 15 or so agencies we acquire will become founding members of FernRock and have a lot of input in future growth and operational plans. We invite any insurance agency owners interested in partnering to contact us to start a conversation.”
Partner insurance agencies will provide expertise and access to customers in their geographic locations. FernRock will provide leadership, guidance and a variety of core services including accounting/finance, IT, HR, risk management and claims oversight.
Muchnok concluded, “It’s really a win-win for everyone involved, and we have big plans for FernRock through acquisitions and organic growth.
For additional information, please contact Jeff Krakoff at 412-709-4199 or jeffk@krakoffcomm.com
We are always looking for new and exciting opportunities. Let's connect!